Income through retirement
Salary growth, then Social Security and drawdowns layered on the same timeline.
The modern way to plan for your future
The rest-of-your-life forecast
Know if you can retire early, afford a bigger home, or splurge on rent, all without building the spreadsheets yourself. Yourcast builds a forecast tailored to your nuances, and coaches you when you drift.
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Your financial inputs are encrypted in transit and stay in your account. How we protect your data
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Data security
Your financial life stays yours
Yourcast asks for sensitive details so the forecast can be accurate. We treat that trust as non-negotiable.
Encrypted in transit
The site and app use HTTPS/TLS. Browsers show the lock when you connect to yourcast.io.
We don't sell your data
We do not sell or share your personal or financial inputs with data brokers or advertisers.
Bank links via Plaid
Optional account linking uses Plaid. Yourcast never sees your bank username or password.
Protected accounts
Sign-in uses secure authentication. Your plan data lives in your account, not on a shared spreadsheet.
Everything you need
Forecasting, not just budgeting
Budget apps look backward and stop at the present. Yourcast builds a lifelong model from your accounts and assumptions, runs the math, and shows what happens if you hit or miss your goals, including what that discipline unlocks when you get ahead.
Eight steps from life story to model
A guided wizard collects career, housing, liquid assets, retirement accounts, and expenses. Link banks via Plaid to import salary, rent, and spending into the right fields, then adjust anything by hand.
How does it work?
We've spent years building financial models for businesses and are bringing those processes to you, enabling you to be the CFO of your own life. What your future may hold should not be a black box; it's just math, and our goal is to give you that visibility.
The model includes
- Income, salary growth, and Social Security
- Housing, rentals, and property goals
- 401(k), Roth IRA, and HSA
- Liquid assets, cash, and brokerage accounts
- Student, personal, and medical loans
- Vehicle costs (buy, finance, lease, or balloon)
- Federal and state taxes (multi-state expanding)
- Retirement timing and scenario testing
Collected through an 8-step wizard (About, Bank connection, Personal info, Career, Housing, Liquid assets, Retirement accounts, Expenses) with Plaid bank connectivity.
Inside the model
What your forecast shows
Real charts from the app — income, spending, investments, and property equity rolled forward together. Drag sliders on the Sensitivities screen to stress-test any assumption.
Expenses & life events
Kids, college, medical, and long-term care show up as real spikes, not a flat monthly guess.
Investments & accounts
401(k), brokerage, savings, and HSA contributions stacked across decades.
Property equity
Each home purchase builds equity on its own curve so housing goals stay honest.
Want sliders and what-if? See the full product tour.
Bank link
Import from Plaid, review before it sticks
Connect one or more institutions, review transactions grouped by bank, and pull run-rates into income or expense fields. Banking-sourced cells are marked in the wizard so you always know what came from a statement vs. what you typed.
Goals
Retire early, upsize, or splurge without the cat-food scenario
Set property and retirement goals with age windows. The model tests which combinations work and surfaces tradeoffs: retire five years later, buy smaller, or find room for the vacation home if you stay on track.
App screens
See the product in detail
Walk through forecast, sensitivities, report cards, and six real app screens on a dedicated product tour.
What early testers are saying
Friends-and-family pilots on the MVP, paraphrased themes, not marketing polish.
“We finally answered whether early retirement is realistic, not vibes, but a full roll-forward with our actual 401(k) and housing assumptions.”
“Linking the bank and seeing income run-rates populate the career step saved a ton of manual entry. The review table per institution is exactly what we needed.”
“It's the first tool that told us what changes if we miss our savings target, not just a red number, but how the rest of the plan shifts.”
Pricing
Free while we finish banking actuals
MVP testers get the full wizard, forecast, and goal engine. We'll publish subscription pricing once weekly actuals vs. plan is fully shipped.
Plan decades ahead, with confidence
Join the waitlist for launch updates, or open the MVP if you're already in the friends-and-family pilot.